Like many good Americans you may NOW qualify to purchase a home again!

Today there is GREAT NEWS for you!  If it has been at least 3 years since your short sale or foreclosure you can buy again!

You are now considered a "First Time Home Buyer" again and are eligible for all the FTHB programs and privileges!

Call us today for a FREE pre-approval. 

You can trust our professional team to locate the proper financing for you. Whether its FHA, 100% financing with USDA, Conventional or VA.

Today's rock bottom home prices and unpresedented interest rates make your monthly mortgage payment lower than paying rent! 

We can help you make it happen. Contact our loan officers at (209) 357-7000.

Refinancing your current mortgage

If you dread all the paperwork that you think comes with refinancing, we've got great news! "Less paperwork and more personal attention" means you enter an anxiety-free zone from application to closing. If you are interested in reducing your interest rate and monthly payment, we can guide you through the process and make it anxiety-free. We can additionally help you pay down your balance faster for a similar monthly payment. Let our mortgage experts help you locate the ideal refinance loan! We look forward to getting you started: (209) 357-7000.

You deserve great service

We will give you the individual service you deserve and treat you right. We realize you're making a commitment in buying a home, refinancing, or tapping into your equity. So here is our promise to you: we can help you qualify, apply and be approved for the very best mortgage for you.

What's next?

You'll find information on this website that will tell you who we are, how we will help you, and a few simple steps to get started. Or, call us at (209) 357-7000 to chat with one of our mortgage team members. We're ready to help.